GREAT RETIREMENT PLAN (A-GRP60)
PLAN CODE: 0416
- Guaranteed income payable every year for 10 years as per:
# Entry age <=50: Payable starting end of policy year of age 60 next bithday for 10 years.
# Entry age >50: Payable starting from the end of premium payment terms for 10 years.
- This product qualify for tax relief up to RM3,000yearly for premium paid during year 2012-2021, subject to the approval of the Inland Revenue Board.
- Death benefits / Total & Permanent Disability benefits / 35 Covered Events, the cash value of the policy will be payable in one lump sum.
- Mode of payment: Half-yearly, quarterly, or monthly.
MORE DETAILS AVAILABLE.
GREAT PREMIUM WEALTH (EDM-GPW)
PLAN CODE: 0422 or 0423*
* Refer agent for respective product details 0422 and 0423
- Limited payment terms of 10 years or 5 years with policy coverage term up to age 70 years next birthday.
- Terms of assurance: 20 years or 25 years.
- Entry age min age 30 and max age 55.
- Survival benefits are payable every year starting from 1st policy year.
- Death Benefits will be paid by percentage to sum assured as per schedule.
- An additional sum assured will be payable by percentage upon occurence of designated events.
- Company will advance Total & Permanent Disability benefits, subject to designated conditions.
- Cash Bonus (non-guaranteed), refer to options selected.
- Terminal Bonus (non-guaranteed) refers to conditions.
- Survival benefits: 3 options.
- Mode of payment: Half-yearly, quarterly, or monthly.
MORE DETAILS AVAILABLE.
GREAT INCOME PLUS
PLAN CODE: 0409
- Premium payment term of 10 years with policy coverage term up to 70 years next birthday.
- Death Benefit will be paid by percentage to sum assured as per schedule.
- An additional sum assured will be payable by percentage upon occurence of designated events.
- Accident death benefits applicable.
- Maturity benefits (refer to product details) to be paid in one lump sum.
- Survival benefits: 4 options.
- Cash Bonus (non-guaranteed), refer to options selected.
- Terminal Bonus (non-guaranteed) refers to conditions.
- Mode of payment: Half-yearly, quarterly, or monthly.
MORE DETAILS AVAILABLE.
SMARTPROTECT ESSENTIAL INSURANCE 2
PLAN CODE: 0281
- Regular premium investment-linked insurance policy with access to professionally managed Unit Funds with the benefit of life insurance cover, and this is NOT a Shariah-Complaint product.
- Death Benefits will be paid by percentage to sum assured as per schedule.
- Additional sum assured will be payable, with conditions.
- Flexible options:
# Single Premium Top Up (SPTU)
# Premium Increment
# Partial withdrawal
# Fund switching
# Changing premium aportionment
# Golden age enhancement
- Age at entry: Min 30 days attained age (19 years next birthday for policy ownership) to max 70 years next birthday.
- Age at entry for Golden Age Enhancer: Min 55 years next birthday to max 70 years next birthday.
- Mode of payment: Half-yearly, quarterly, or monthly.
MORE DETAILS AVAILABLE.
GREAT WEALTH ACCUMULATOR (EDM-GWA)
PLAN CODE: 0421
- Survival benefits are payable every 2 years during premium payment term, then every year after premium term; with maturity benefit.
- Premium payment term of 15 years or 20 years.
- Terms of assurance of 30 years or up to 70 years next birthday.
- Death benefits, Total & Permanaget Disability benefits, and additional sum assured to refer to details.
- Maturity benefits (refer to product details) to be paid in one lump sum.
- Survival benefits: 4 options.
- Cash Bonus (non-guaranteed), refer to options selected.
- Terminal Bonus (non-guaranteed) refers to conditions.
- Mode of payment: Half-yearly, quarterly, or monthly.
MORE DETAILS AVAILABLE.
SMART EDUCATE SAVER
PLAN CODE: 0403
- Regular premium investment-linked insurance policy with access to professionally managed Unit Funds with the benefit of life insurance cover, and this is NOT a Shariah-Complaint product.
- Basic benefits: Death benefits, total & permanent disability benefits, and maturity benefits.
- Flexible options:
# Single premium top ups (SPTU)
# Premium increment
# Partial withdrawl
# Fund switching
# Changing premium apportionment
- Age at entry (child nominee):
# Min 30 days attained age to max 70 years next birthday. Maturity age 25 years old.
# Life assured min 19 years next birthday to max 70 years next birthday. Max expiry age 79.
- Age at entry (third party):
# Min 30 days attained age to max 70 years next birthday. Maturity age 25 years old.
# Life assured min 19 years next birthday to max 62 years next birthday.
- Min term of 8 years and maximum terms of 24 years.
- Mode of payment: Half-yearly, quarterly, or monthly.
MORE DETAILS AVAILABLE.