Education fund calculation guide:-

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Education fund calculation guide -

教育基金计算指南-

HOW MUCH YOU NEED FOR YOUR CHILDREN EDUCATION?

您需要准备多少教育基金给您的孩子？

Assumptions:-

假设条件：-

Annual inflation: 5%*

每年通货膨胀率： 5%

Period: based on current child age

期限：随孩子的年龄

Current college and university fees: RM150k (present value) *

现时学院和大学的学费：RM150k (目前价值）*

10years future value including inflation = RM244k (approximate) *

十年未来价值（包括通货膨胀）= RM244k (大概价值）*

17years future value including inflation = RM344k (approximate) *

十七年未来价值（包括通货膨胀）= RM344k (大概价值）*

* estimation figures

* 估计数额

Example 1 例子 1

Age 8, age 18 to college

孩子八岁，十八岁进入学院，十年时间

Monthly savings = RM244k / 10years /

12months = RM2,030

每月储蓄 = RM244k / 10年 /

12个月 = RM2,030

Example 2 例子 2

Age 1, age 18 to college

孩子一岁，十八岁进入学院，十七年时间

Monthly savings = RM344k / 17years / 12months = RM1,686

每月储蓄 = RM344k / 17年 /

12个月 = RM1,686

The calculation above applicable only for ONE child. So, imagine if you have two or more.

以上计算指南仅给予一个孩子。如果多于一个孩子，那笔费用真的无比庞大。

Amount stated in above calculation is only assuming you are able to save that amount (or more) monthly for 10-18 years from now.

However, with the education fund policies, it allows affordable savings with interest to help to minimize the gap to assist us to recover the education fees.

以上合计仅以您能够在上述的时限以内没有间断的储蓄。但是如果您拥有教育储蓄保单，您可以通过您能力以内实惠的储蓄，拉进目标的距离。

In the case if there is unfavorable circumstances, I.e. Death, total disabilities, etc.* The policy ensures your children's benefits are still covered.

Consult us to design an affordable policy to meet your needs today.

在不利的情况下，比如死亡或终生残废*，储蓄保单将确保您孩子的教育基金储蓄继续下去。

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* please consult agent for more information match your personal details.

* 请联络保险代理人寻获更详细、更贴切您的资料。

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