《人一生中需要的6张保单》 The 6 most important policies in life
- Dec 12, 2015
- 1 min read
《人一生中需要的6张保单》
The 6 most important policies in life
第六张保单：子女意外险 养小孩
Sixth policy: Children accident insurance
儿童意外险是孩子的另一张必备保单。儿童更爱动，更好奇，比成人更容易受到意外伤害。儿童意外险可以为出险的孩子提供医疗帮助。一般儿童意外险保障程度高，价值3万元的儿童意外险，每年交费不到300元，属于不返还险种。
Kids accident insurance is essential. Kids are always active and curious. They get injured more easily than adult. The children insurance may provide coverage of these.
这份保单需要关注的是有哪些豁免条款。一般带有豁免功能的少儿险种可以在大人出现意外，不能及时交纳费用时，让小孩的保单不受影响。
Please take note on any exclusions for these insurance plan so the children is well under protection as expected.
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